Uttar Pradesh Credit Guaranty Scheme 

Uttar Pradesh Credit Guaranty Scheme 

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Uttar Pradesh Credit Guaranty Scheme 2020

Uttar Pradesh Credit Guaranty Scheme 2020 माननीय प्रधान मंत्री श्री नरेन्द्र मोदी की अगुआई में भारत की केंद्र सरकार देश के बेरोजगार युवाओं को स्व-रोजगार के अवसरों को साबित कर रही है। केंद्र सरकार की क्रेडिट गारंटी योजना का लाभ उत्तर प्रदेश सरकार द्वारा प्राप्त किया जा रहा है। भारत सरकार ने सूक्ष्म और लघु उद्यमों के लिए ‘Uttar Pradesh Credit Guaranty Scheme‘ नामित एक योजना शुरू की थी। सूक्ष्म और लघु उद्यम क्षेत्र को संपार्श्विक मुक्त ऋण प्रदान करने के लिए सरकार द्वारा यह योजना शुरू की गई थी। इस क्रेडिट गारंटी योजना के तहत, मौजूदा और नए उद्यम दोनों पात्र हैं। हर साल लगभग 50,000 लोग उत्तर प्रदेश में क्रेडिट गारंटी योजना के लाभ प्राप्त कर रहे हैं। उत्तर प्रदेश में, छोटे व्यापारियों की आबादी स्टार्ट अप और स्टैंड अप स्कीम में बढ़ी है।

Eligible Criteria 

Eligible Lending Institutions
All scheduled commercial banks and specified Regional Rural Banks, NSIC, NEDFi, SIDBI, which have entered into an agreement with the Trust for the purpose. The eligible lending Institutions, on entering with an agreement with CGTMSE, become Member Lending Institutions (MLIs) of CGTMSE.

Eligible Borrowers

New as well as existing Micro and Small Enterprises.

Maximum Risk Cover

Of the credit facilities extended by MLIs, Trust shall guarantee, in case of default by the borrower, up to 75 per cent (85% for select category of borrowers), of the defaulted principal amount in respect of term credit including interest on principal for one quarter and / or outstanding working capital advances (inclusive of interest), as on the date of account becoming NPA, or as on the date of filing the suit, whichever is lower. Other charges such as penal interest, commitment charge, service charge, or any other levies/ expenses shall not qualify for the guarantee cover.

Rehabilitation assistance

For the unit covered under CGTMSE and becoming sick due to factors beyond the control of management, assistance for rehabilitation extended by the lender could also be covered under the scheme provided the overall assistance is within the credit cap of Rs.100 lakh.


Any facility given on the basis of collateral security or third party guarantee shall be disqualified for coverage under the scheme. The Trust also reserves the right to reject any application for the guarantee cover, if it deems necessary.

यदि आप इस योजना का लाभ उठाना चाहते हैं| तो निचे दिए बैंको से सम्पर्क कर सकते हैं|

(i ) PUBLIC SECTOR BANKS (21 nos.)
1 Allahabad Bank
2 Andhra Bank
3 Bank of Baroda
4 Bank of India
5 Bank of Maharashtra
6 Bharatiya Mahila Bank Ltd.
7 Canara Bank
8 Central Bank of India
9 Corporation Bank
10 Dena Bank
11 IDBI Bank Limited
12 Indian Bank
13 Indian Overseas Bank
14 Oriental Bank of Commerce
15 Punjab & Sind Bank
16 Punjab National Bank
17 Syndicate Bank
18 UCO Bank
19 Union Bank of India
20 United Bank of India
21 Vijaya Bank
1 State Bank of India
2 State Bank of Bikaner & Jaipur
3 State Bank of Hyderabad
4 State Bank of Mysore
5 State Bank of Patiala
6 State Bank of Travancore
(iii) PRIVATE SECTOR BANKS (21 nos.)
1 Axis Bank Ltd.
2 Catholic Syrian Bank Ltd.
3 City Union Bank
4 Development Credit Bank Ltd.
5 HDFC Bank Ltd.
6 ICICI Bank Ltd.
7 IDFC Bank Ltd.
8 IndusInd Bank Ltd.
9 ING Vysya Bank Ltd.
10 Karnataka Bank Ltd.
11 Kotak Mahindra Bank Ltd.
12 Lakshmi Vilas Bank Ltd.
13 Tamilnad Mercantile Bank Ltd.
14 The Dhanalakshmi Bank Ltd.
15 The Federal Bank Ltd.
16 The Jammu & Kashmir Bank Ltd.
17 The Karur Vysya Bank Ltd.
18 The Nainital Bank Ltd.
19 The Ratnakar Bank Ltd.
20 The South Indian Bank Ltd.
21 YES Bank Limited
(iv) FOREIGN BANKS (4 nos.)
1 Barclays Bank PLC
2 Bank of Bahrain and kuwait
3 Deutsche Bank
4 Standard Chartered Bank
1 Allahabad UP Gramin Bank
2 Andhra Pradesh Grameena Vikas Bank
3 Andhra Pragathi Grameena Bank
4 Aryavart Gramin Bank
5 Assam Gramin Vikash Bank
6 Baitarani Gramya Bank
7 Ballia Etawah Gramin Bank
8 Bangiya Gramin Vikash Bank
9 Baroda Gujarat Gramin Bank
10 Baroda Rajasthan Gramin Bank
11 Baroda Uttar Pradesh Gramin Bank
12 Bihar Kshetriya Gramin Bank
13 Chaitanya Godavari Grameena Bank
14 Chattisgarh Rajya Gramin Bank
15 Dena Gujarat Gramin Bank
16 Hadoti Kshetriya Gramin Bank
17 Himachal Gramin Bank
18 Jaipur Thar Gramin Bank
19 Jammu & Kashmir Gramin Bank
20 Jharkhand Gramin Bank
21 Karnataka Vikas Grameena Bank
22 Kashi Gomti Samyut Gramin Bank
23 Kaveri Grameena Bank
24 Kerala Gramin Bank
25 Langpi Dehangi Rural Bank
26 Madhya Bharat Gramin Bank
27 Madhya Bihar Gramin Bank
28 Maharashtra Godavari Gramin Bank
29 Maharashtra Gramin Bank
30 Malwa Gramin Bank
31 Meghalaya Rural Bank
32 MGB Gramin Bank
33 Mizoram Rural Bank
34 Nainital – Almora Kshetriya Gramin Bank
35 Narmada Malwa Gramin Bank
36 Neelachal Gramya Bank
37 Pallavan Gramin Bank
38 Pandyan Grama Bank
39 Parvatiya Gramin Bank
40 Pragathi Krishna Grameena Bank
41 Prathama Bank
42 Puduvai Bharathiar Grama Bank
43 Punjab Gramin Bank
44 Purvanchal Gramin Bank
45 Rajasthan Gramin Bank
46 Rewa Siddhi Gramin Bank
47 Rushikulya Gramya Bank
48 Samastipur Kshetriya Gramin Bank
49 Saptagiri Grameena Bank
50 Sarva Haryana Gramin Bank
51 Sarva UP Gramin Bank
52 Satpura Narmada Kshetriya Gramin Bank
53 Saurashtra Gramin Bank
54 Sharda Gramin Bank
55 Shreyas Gramin Bank
56 Sutlej Gramin Bank (SGB)
57 Telangana Gramin Bank
58 Tripura Gramin Bank
59 Triveni Kshetriya Gramin Bank
60 Uttar Bihar Gramin Bank
61 Uttaranchal Gramin Bank
62 Uttarbanga Kshetriya Gramin Bank
63 Vananchal Gramin Bank
64 Vidharbha Kshetriya Gramin Bank
65 Vidisha Bhopal Kshetriya Gramin Bank
66 Wainganga Krishna Gramin Bank


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About Kabita Rana 875 Articles
यह वेबसाइट सरकार द्वारा संचालित नहीं की जाती है। यह एक प्राइवेट वेबसाइट है इस वेबसाइट में हम सरकार द्वारा चलाई जा रही योजनाओं को लिखते हैं। जिससे सरकार द्वारा चलाई गई योजनाओ की जानकारी समय समय आप के पास पहुंच सके।

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